Gnosis Pay: The Closed Referral Problem
Gnosis Pay launched in 2023 as an ambitious self-custody experiment—users could stake ETH and earn MEV rewards while spending. But its affiliate landscape changed dramatically by late 2024. The card’s direct referral program is now closed to new partners, eliminating earning potential for independent creators.
Signal: If you’ve been hoping to build Gnosis Pay affiliate revenue, the program is functionally unavailable. Current routing exists only through Zeal (EU) and Picnic (Brazil), both of which require existing partnerships and do not open to independent marketers.
Why it matters: Gnosis Pay was never a high-cashback card anyway (MEV-only, capped at 0.1–0.2 % for most users). The defunct referral program removes what little earning potential existed. For crypto-card affiliates, this is now a dead-end channel.
Key metric: Gnosis Pay accounts for <0.5 % of on-chain crypto-card transaction volume as of Q1 2026, per Artemis Analytics.
Referral Status: Closed
- ❌ Direct referral links: not available
- ❌ CPA bounties: not available
- ✅ EU partners: Zeal (Portugal-based FinTech) has co-marketing rights only
- ✅ Brazil: Picnic integrates Gnosis Pay for LatAm users only
Neither Zeal nor Picnic accepts external affiliates. The DAO closed the program without announcing a revival date.
Watch: Gnosis governance may revisit affiliate incentives in 2026–2027 as MiCA compliance clarifies. Today, assume zero earning upside.
MetaMask Card: The Discontinued Product
MetaMask Card (powered by Visa through Wyre) was discontinued in early 2024. The partnership between MetaMask and Consensys’s payment arm ended. The product is no longer available for signup.
Risk: MetaMask Card cannot be recommended to readers. References in older content are stale. Do not market a product that no longer exists.
Why it matters: MetaMask’s user base (>30M wallet holders) made the card a natural acquisition funnel. Its closure removed a significant on-ramp. Today, MetaMask users seeking to spend crypto have no first-party card option—they must choose external providers like ether.fi or Crypto.com.
Market data confirms irrelevance: MetaMask Card represents <0.1 % of historical on-chain volume and has zero current user base.
No Affiliate Program (Never Had One)
MetaMask Card had no active affiliate program even while operational. There is no earning path through MetaMask today.
Affiliate Program Comparison
Gnosis Pay affiliate program:
- Status: Closed (no new partners)
- Commission: None (referral program inactive)
- Cookie window: N/A
- Payout: N/A
MetaMask Card affiliate program:
- Status: Not available (product discontinued)
- Commission: None (program never existed)
- Cookie window: N/A
- Payout: N/A
ether.fi Cash affiliate program:
- Status: Active (open to all creators)
- Commission: 1 % of referee spending for 12 months (recurring)
- Cookie window: 90 days from link generation
- Payout: Monthly in USDC / SCR
RedotPay affiliate program:
- Status: Active (tiered by volume)
- Commission: 10–40 % (tiered)
- Cookie window: Server-side lifetime
- Payout: Daily in USDT
Signal: Neither Gnosis nor MetaMask offers an affiliate channel. Focus on active platforms like ether.fi (1 % recurring, no volume lock-in) or RedotPay (10–40 % tiered, highest for proven volume).
Key metric: ether.fi affiliates earn 1 % of each referee’s qualifying spend for 12 months (recurring revenue). Example: 100 referrals × $100/month spend × 1% × 12 = $1,200/year (passive). RedotPay offers up to 40 % tiered but requires sustained high volume. Gnosis and MetaMask offer zero.
Why RedotPay, Bybit, and Nexo Are Stronger Alternatives
When evaluating crypto-card affiliate programs, the comparison is instructive. Gnosis Pay vs MetaMask Card both lose because they lack active programs. But how do the tier leaders stack up?
RedotPay: Highest On-Chain Volume
- Market share: 80.7 % of on-chain crypto-card volume
- Affiliate tiers: 10 % (base) → 40 % (top tier)
- Earning model: Card-order payouts instant; transaction bonuses +30 days
- Best for: High-volume marketers who can drive consistent referral flow
Why it matters: RedotPay dominates because it offers tiered upside—if you drive 500+ referrals, you unlock 40 % earnings. But this requires sustained effort.
Bybit Card: Trading-Focused Alternative
- Affiliate commission: 30–50 % of trading-fee rev share (12 months)
- Market share: <1 % (niche audience)
- Best for: Audiences trading spot or derivatives; limited for pure spending
Why it matters: Bybit pays higher percentages but on trading fees, not card spend. Users must actively trade to generate affiliate value.
Nexo Card: Custodial + Interest
- Earning model: 10 % interest + 1 % loans + $20 per card transaction
- Market share: <1 %
- Best for: Balance-holding users; yield seekers, not pure spenders
Why it matters: Nexo’s $20/tx bonus is attractive, but the card is custodial (Nexo holds your crypto), introducing counterparty risk.
Alternative: If you’re choosing between Gnosis, MetaMask, RedotPay, Bybit, and Nexo, start with ether.fi (passive 1 % recurring, no volume lock-in), then RedotPay if you can sustain high volume.
Geographic Availability
Gnosis Pay (where it exists)
- EU (27 countries): Supported via Zeal
- UK: Not supported
- Brazil: Supported via Picnic
- US: Not supported
- Asia: Not supported
Gnosis Pay is effectively EU-only for crypto enthusiasts. Its Ethereum-only design never scaled globally.
MetaMask Card (discontinued)
- Former availability: US, EU, UK, select Asia
- Current availability: None (product ended)
Why it matters: For affiliates targeting specific geographies, both products fail. Gnosis has no affiliate program. MetaMask no longer exists.
In contrast, ether.fi Cash operates in 76+ countries including the US (29 states), UK, EU, LATAM, and Asia-Pacific. This geographic breadth is a key advantage for global affiliate campaigns.
What to Watch
- Gnosis DAO governance proposals (2026–2027): Monitor for affiliate program revival as MiCA compliance matures. Current odds suggest low probability.
- MetaMask ecosystem recovery: ConsenSys may announce a new card partnership in 2026. ether.fi will likely benefit from MetaMask user overflow due to its existing market position.
- RedotPay vs ether.fi volume race: RedotPay holds 80.7 % on-chain share; ether.fi is 6.4 %. If ether.fi gains to 10 %+, affiliate saturation may compress payouts.
- Bybit Card APAC expansion: Bybit is recruiting aggressively in Asia-Pacific. If it reaches 3 % market share, it becomes a credible tier-2 alternative to ether.fi and RedotPay.
- MiCA regulation impact on pricing: Stricter AML and KYC requirements may reduce RedotPay’s cost advantage. Volume may shift toward licensed competitors like ether.fi and Crypto.com.
Bottom Line
- Gnosis Pay is not a viable affiliate choice: its referral program is closed, market share is negligible, and the product is geographically constrained. Do not build marketing strategy around it.
- MetaMask Card is discontinued and unavailable. Old content references should be updated. Do not recommend it to readers.
- ether.fi Cash is the strongest open alternative with 1 % recurring affiliate commission, strong geographic coverage, and transparent 12-month payouts. Ideal for creators seeking passive crypto-card earnings. [Start earning →](
FAQ
Q: Can I still earn through Gnosis Pay referrals?
A: No. Gnosis Pay’s direct affiliate program closed in 2024. The card still operates via Zeal (EU) and Picnic (Brazil), but there is no public referral earning path. Zeal and Picnic partnerships are closed to external affiliates.
Q: Is MetaMask Card available for signup?
A: No. MetaMask Card (by Consensys/Wyre) was discontinued in early 2024. There is no replacement announced as of May 2026. The product is unavailable and has no affiliate program.
Q: How do RedotPay and Bybit Card compare to ether.fi?
A: RedotPay dominates on-chain volume (80.7 %) and offers tiered earnings up to 40 %, but requires high volume. Bybit Card is trading-focused (30–50 % fee share) and niche. ether.fi Cash offers predictable 1 % recurring for all referrers with no volume lock-in. Choose RedotPay for maximum upside; ether.fi for passive, predictable earnings.
Q: What’s the difference between on-chain cards (RedotPay, ether.fi) and custodial cards (Nexo, Crypto.com)?
A: On-chain cards hold your crypto in your wallet—you control the keys. Custodial cards (Nexo, Crypto.com) hold your crypto in a company account, introducing counterparty risk but simplifying UX. RedotPay and ether.fi are non-custodial. Nexo is custodial and offers interest rewards.
Q: How much can I earn as an ether.fi affiliate?
A: ether.fi pays 1 % of each referee’s qualifying spend (≥$100) for up to 12 months. Example: 100 referrals spending $100/month = $1,200/year (passive). No volume tiers; all affiliates earn the same 1 %.
Q: Is ether.fi Cash available in my country?
A: ether.fi Cash is available in 76+ countries including US (29 allowed states), UK, EU, LATAM, and Asia-Pacific. Not available in: Belarus, Bangladesh, China, Cuba, Estonia, Finland, Hungary, India, Iraq, Israel, Nepal, Netherlands, North Korea, Philippines, Russia, Syria, Turkey, Ukraine, Venezuela, Vietnam. Also blocked in 21 US states. Check ether.fi help center before signup.
Risk & Disclosure
DefyCard publishes affiliate-linked reviews; we may earn a commission when you sign up through our links.
Crypto-asset volatility: Affiliate earnings are typically paid in stablecoins (USDC, USDT) or governance tokens (SCR, GNO). Even stablecoins can lose purchasing power; consider converting to fiat or withdrawing immediately. Governance tokens are volatile and may depreciate significantly.
Geographic restriction: ether.fi Cash is not available in 20 prohibited countries and 21 US states. Verify eligibility at ether.fi help center before directing readers to signup.
Referral program caps: ether.fi has historical program caps ($5k/month during promos, $1,000 lifetime per referee). These may change. Verify current terms at ether.fi/affiliates before scaling campaigns.
Last verified: 2026-05-06