Affiliate disclosure
DefyCard publishes affiliate-linked reviews and comparisons. This page is our full disclosure under the United States Federal Trade Commission’s Endorsement Guides (16 CFR Part 255). It explains how we earn money, which partners pay us, and the firewall that separates commercial relationships from editorial decisions.
Plain-language summary
When you click a link on DefyCard that goes to a card issuer and then sign up for that card, the issuer may pay us a commission. The price, cashback rate, and terms you receive are the same whether you click our link or visit the issuer directly. We do not raise the price you pay, and we do not share personal data with the issuer beyond what their own sign-up flow collects. Affiliate revenue does not change which card ranks first, last, or anywhere in between.
Where the disclosure appears
Every page that contains an affiliate link includes a clear and
conspicuous disclosure at the top, in the inline lead paragraph, and
again in the footer. Affiliate links carry the
rel="sponsored noopener" attribute as required by Google’s
link-attribute policy, and they open in a new tab so you can compare
pages side-by-side without losing your DefyCard context.
Who our partners are
Our primary affiliate partners as of 2026 are crypto card issuers with public referral programs, including ether.fi, Crypto.com, RedotPay, and Bybit Card. We do not accept paid placements from issuers without public referral programs, and we do not accept undisclosed sponsorships from any party.
We also use Unsplash for hero and inline images, with photographer attribution rendered on every image. The image attribution links carry a UTM parameter so Unsplash can track referral traffic — that is a photographer-credit mechanism, not a paid affiliate link. No commission is earned on Unsplash clicks.
How rankings are decided
Rankings reflect the editorial scoring rubric described on our about page: five categories scored on a ten-point scale, minimum eight in every category to publish. Affiliate commission rates are not a category. An issuer that pays us nothing can rank above an issuer that pays us a high commission, and frequently does — the cornerstone hub article reflects this directly.
What triggers a re-review
A published article is re-evaluated when any of the following happens: the issuer changes a cashback or fee schedule on their help center, a regulator (MiCA, FCA, GENIUS Act, state-level) publishes guidance that alters the card’s legal scope, the issuer adds or removes a country or US state from their availability matrix, or a credible incident report surfaces (KYC outage, custody event, chargeback surge). Re-reviews can improve or worsen a rank; affiliate status alone does not protect a ranking.
Sponsored content policy
We do not currently publish sponsored articles. If we ever do, the article will carry a “Sponsored” chip in the hero, the disclosure banner will be replaced with a sponsored-content banner, and the article will be excluded from any “best of” or “top picks” list elsewhere on the site. No such article exists at the time of this writing.
Reader rights
You can read every DefyCard article without ever clicking an affiliate link. The sitemap and the article body together carry the same information that an affiliate-funded review does. If you would prefer to support us another way — sending a correction, a tip about an undocumented fee, or a regulatory update — email support@defycard.com and we will credit the source in the article addendum.
Compliance contacts
For FTC, ASA, or other regulator inquiries, write to support@defycard.com with “Disclosure inquiry” in the subject line. We respond within 24–48 hours and can produce the full audit trail (scoring rubric, sources, and revision history) for any article on request.